Under this program, the following guidelines apply: 620-660 Credit Scores For 660+ credit scores, 90% LTV and $500,000 loan limit for Primary Residences For 660+ credit scores, 90% LTV and $250,000 loan limit for Second Homes For 620-659 credit scores, 90% LTV and $400,000 loan limit for Primary Residences as well as Second Homes For 620-659 credit scores, 90% LTV and $250,000 loan limit for Non Owner Occupied Homes No 4506 form required Contact our Sub Prime Lending Department for more information about this great program! More Info About Sub Prime Disclaimer: All loans are subject to credit approval. A credit inquiry is required. Interest rates and loan programs are subject to change and/or cancellation without notice.