Under this program, the following guidelines apply: 95% Loan to Value Ratio Loan amounts up to $300,000 Income Stated not Verified Debt Ratios not calculated Up to $150,000 Cash-Out Contact our Sub Prime Lending Department for more information about this great program! More Info About Sub Prime Disclaimer: All loans are subject to credit approval. A credit inquiry is required. Interest rates and loan programs are subject to change and/or cancellation without notice.