No Income Verification Loans The No Income Verification (NIV) loan is great for those who can't verify income with traditional documentation, such as those who are self-employed or salaried. NIV loans are usually designed for those who have substantial savings for a down payment. NIV Loans come in all varieties and can be used to purchase a home or to refinance an existing mortgage. Here at Nationwide Mortgage, RI , we are committed to finding an appropriate NIV loan program for you. Please take a look at just a sample of NIV loans which Nationwide Mortgage, RI offers: Loan Program Credit Grade Required EZ Doc A+,A- Super Jumbo EZ Doc A,A- True Stated Income A,A- 90% No Job Loan A+,A-,B 75% No Job Loan A+,A-,B Super 90 Stated Income A+,A,A-,B 95% Stated Income A,B,C 70% Lite Doc All Credit Grades No Doc Streamline Refinance All Credit Grades Please contact us for information about other NIV loan programs! Disclaimer: All loans are subject to credit approval. A credit inquiry is required. Interest rates and loan programs are subject to change and/or cancellation without notice.