Under this program, the following guidelines apply: No Employment, No Income, No Assets, No Ratio Verifications Rate/Term Refinance loans allow debt consolidation and $3,000 cash out $350,000 loan limit for 90% LTV Owner Occupied Residences Only Purchase and Rate/Term Refinance available Contact our Sub Prime Lending Department for more information about this great program! More Info About Sub Prime Disclaimer: All loans are subject to credit approval. A credit inquiry is required. Interest rates and loan programs are subject to change and/or cancellation without notice.